Costa del Sol Buying Guides
Compare new-build apartments and penthouses by area, with real prices, availability and the local context you need before you shortlist.
How buying actually works
Understand the process before you compare projects.
Buying from Abroad
What a purchase actually needs you present for: when the NIE is required, what a power of attorney covers, and how the money reaches the developer.
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Bank Guarantees Explained
What actually protects an off-plan deposit under Spanish law, and the point in the timeline at which the statutory guarantee has not started yet.
Read the GuideOff-Plan Payment Schedules
The staged payment structures the developers on this site have supplied in writing, from reservation through to the balance at deed.
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Warranties and Snagging
The ten, three and one-year guarantees on a Spanish new-build, who is liable under each, and why the handover inspection starts the clock.
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New-Build Purchase Costs
What a new-build in Andalucia costs on top of the price: IVA at 10%, AJD at 1.2%, and the notary, registry and legal fees around them.
Read the GuideOff-Plan vs Resale
How buying off-plan and buying a completed resale home actually compare, across price, risk, payment terms and appreciation.
Read the GuideHow Buying Works
A step-by-step guide to buying a new-build home on the Costa del Sol, from your first shortlist to collecting the keys.
Read the GuideChoose a starting point
Each guide covers only developments currently matching that area and property type, so the prices and availability shown are real, not indicative.
New-Build Homes in San Pedro & Guadalmina
New-build apartments, penthouses and villas in San Pedro Alcantara and Guadalmina, western Marbella, from EUR 527,500. Real availability and delivery dates.
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New-Build Homes in Elviria
New-build apartments, townhouses and villas in Elviria on Marbella East, from EUR 690,000. Real availability, floorplans and delivery dates.
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New-Build Homes on the New Golden Mile
New-build apartments, penthouses and villas on the New Golden Mile between Estepona and Puerto Banús, from EUR 695,000. Real availability and delivery dates.
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Apartments & Penthouses in Mijas & Fuengirola
New-build apartments and penthouses in Mijas, Fuengirola and Benalmadena from EUR 390,000. Real availability, floorplans and delivery dates.
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Apartments & Penthouses in Marbella
New-build apartments and penthouses across Golf Valley, Marbella East and Marbella West, from €527,500. Real availability, floorplans and delivery dates.
Read the GuideApartments & Penthouses in Estepona
New-build apartments and penthouses in Estepona, from the New Golden Mile to the town centre. From €720,000, with floorplans and delivery dates.
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Apartments & Penthouses in Nueva Andalucía
New-build apartments and penthouses in Nueva Andalucia's Golf Valley, minutes from Puerto Banús. From €450,000, with floorplans and delivery dates.
Read the GuideHow Spanish mortgages work for you
Spanish banks lend differently to non-resident buyers than to Spanish residents. Where a resident might get financing up to 80% of a property's value, non-residents are typically capped closer to 70%, and the exact rate, term and how much of your income counts all vary by bank and by your personal financial profile. On top of the mortgage itself, budget for taxes and purchase costs — transfer tax or VAT, notary, land registry and legal fees — which typically add another 10-13% on top of the purchase price in Spain.
Use the calculator below for a realistic starting estimate of your deposit, monthly payment and total cost of buying, based on typical non-resident lending terms. It is a planning tool, not a mortgage offer — Nueva Living and your mortgage broker will confirm the real numbers once you have a specific property in mind.
What buyers usually ask us
Can foreigners buy property in Spain?
Yes. There are no restrictions on non-Spanish nationals buying property in Spain, whether as a resident or non-resident.
What is an NIE number and do I need one?
An NIE (Numero de Identificacion de Extranjero) is a tax ID number required for any property purchase in Spain by a non-Spanish national. Nueva Living can guide you through obtaining one before you reserve.
What costs should I budget for on top of the purchase price?
Buyers typically budget for transfer tax or VAT, notary fees, land registry fees and legal fees on top of the purchase price. Nueva Living provides a full, current cost breakdown for your chosen residence before you reserve.
Can I get a mortgage in Spain as a non-resident?
Many Spanish banks offer mortgages to non-resident buyers, typically financing a portion of the purchase price. Exact terms depend on the bank and your personal financial profile.
What is the difference between off-plan and completed properties?
Off-plan means the development is still under construction and is usually sold with staged payments through to completion. A completed property is ready to view and move into now.
How does the reservation and payment process work?
Reservation and payment structures vary by development and are set out in full before you reserve. Nueva Living reconfirms the current schedule for your chosen residence at every step.
Can I rent out the property after purchase?
This depends on the individual development and local regulations, which can vary by community and municipality. Nueva Living will confirm the specific rules for a development before you reserve.
Do I need a lawyer?
Yes, we strongly recommend independent legal representation for any property purchase in Spain. Nueva Living can put you in touch with independent lawyers experienced in Costa del Sol property.